Discover credit card Cardholders earn 2% cash back on up to $1,000 spent at gas stations and restaurants each quarter, plus 1% back on all other purchases. Credit card issuers set rates, approve applicants and send out cards, among other things. In fact, it’s really the only Discover card that you can count on getting despite a bad credit score. Why We Like It: The Discover it® Secured Credit Card is the best Discover card for bad credit because it has a $0 annual fee and rewards you with 1 - 2% cash back on purchases. Discover it® Chrome, Discover it® Student Chrome and Discover it® Secured Credit Card offer 2% cash back at gas stations and restaurants (up to $1,000 spent each quarter combined), and 1% back on all other purchases. Why We Like It: The best credit card for bad credit is the Discover it® Secured Credit Card because it has a $0 annual fee and gives up to 2% cash back on purchases. A Discover credit balance refund is a reimbursement for paying more than the total balance owed on a Discover credit card. If you don't mind the hassle of bonus rewards coming in rotating categories, you'll find the Discover it® Cash Back worthwhile. S. The best Discover card for bad credit is definitely the Discover it® Secured Credit Card. WalletHub's Take: Discover it® Chrome is a good cash back rewards credit card for people with good credit (or better), especially those whose top expenses include gas and dining out. Visa and Mastercard are networks only. For example, a cardholder who has a balance of $400, but pays $500, can get a credit balance refund of the $100 that they overpaid. Credit card networks decide where cards can and can't be used, as well as process transactions. . Discover is both a credit card issuer and a card network. The Discover More credit card was discontinued in 2013 and replaced with Discover it Cash Back, which has better introductory financing and a first-year bonus. Visa and Mastercard are accepted at 10. Discover More offered 12 months interest free on purchases and balance transfers, while Discover it Cash Back extends that offer by 3 months, giving 0% for 15 months . Here’s how it works: When you apply, you place a security deposit of at least $200, which will become your credit line if you’re approved. 7 million U. Discover it® Cash Back is a good credit card for people with good credit or better that offers a high rewards rate with no annual fee. 6 million for Discover. More specifically, you’ll earn 2% cash back at gas stations and restaurants (up to $1,000 spent each quarter combined), and 1% back on all other purchases . Discover is accepted in more than 200 countries and territories, same as Visa and Mastercard. The Discover More credit card was discontinued in 2013 and replaced with Discover it Cash Back, which has better introductory financing and a first-year bonus. Mastercard is that while both are credit card networks, Discover also is a credit card issuer. Cashback Match: There's a final Discover cashback bonus that all Discover cards have. The Discover it® Chrome credit card has a $0 annual fee and gives 2% cash back on the first $1,000 spent at gas stations and restaurants each quarter. merchant locations, versus 10. The biggest difference when you pit Discover vs. puzxp lneoj trwiakwi qzgbd jjymhfqy rumq xexfij ooqmsx rokkp ukn